Customer Service: (800) 649-9121

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Deliver more value
to every client

Benefits consultants contact & resource center

Looking for more information? Want to use our Self-Funding Design Lab? Reach out for more info.

Give your clients a benefits partner you can stand behind

Your recommendation carries weight. When you bring a health benefits partner to the table, your clients expect stability, service, savings, and a team that can make the complex feel manageable.


We help benefits consultants guide employers through smarter self-funded health benefits with experienced account support, practical cost-containment strategies, flexible network options, integrated pharmacy support, and reporting that helps turn plan data into better decisions.

We work alongside you, not around you — helping you protect client relationships, bring stronger ideas to the table, and keep strategy moving long before renewal season.

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Custom health benefits solutions that fit your 
clients needs

We works alongside benefits consultants to build custom benefit solutions that work for real employers and employees.

98%

Client retention

Clients stay because the partnership works: responsive people, practical support, and a team that shows up when it matters.

30+ years

Health benefits experience

Decades in the self-funded benefits space means consultants get a partner who knows the terrain and helps clients move forward with confidence.

10 years

Average account management tenure

Consultants and clients work with experienced account managers who understand plan strategy, service expectations, and the details that keep things moving.

68%

Average savings on out-of-network medical claims

We help consultants tackle unpredictable claims costs with smart negotiation and practical cost-containment strategies.

64%

Average subrogation recovery rate

We help employers identify and recover dollars from third-party liability claims, turning subrogation into a measurable savings strategy.

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Why consultants bring us to the table

You need partners who can do more than say yes. You need a team that understands the client, knows the details, and can help you decide what will actually work.

A stronger story for self-funding

We help you show employers how self-funding can create more flexibility, better visibility, and stronger cost-control opportunities without making the process feel like a leap into the unknown.

Strategy before the renewal scramble

We support quarterly plan reviews, reporting, and proactive recommendations so you can bring ideas to your clients before renewal pressure takes over.

Flexible plan design, without the free-for-all

We can support different networks, PBMs, stop-loss arrangements, captives, and point solutions, but we help keep the strategy grounded so flexibility does not turn into confusion.

Service your clients can feel

Experienced account managers, responsive service teams, and member-facing support help reduce the issues that often come back to the broker and HR team.

Cost control with proof behind it

Out-of-network negotiation, subrogation, payment integrity, utilization management, case management, and chronic condition support give you practical ways to talk about savings and plan performance.

A partner willing to have the hard conversation

Not every solution works for every client. We help vet partners, network fit, implementation realities, and member experience so the recommendation holds up after the sale.

Independent by design

We’re independently owned — not private-equity-backed, not carrier-owned, and not locked into one narrow playbook.

That matters when your client needs options. Independence gives us more room to build around each employer’s goals, workforce, budget, and risk tolerance. It also gives consultants a partner built for long-term alignment, steady service, and honest strategy — not short-term disruption.

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Independent thinking. Practical solutions


More room to build what works.

Services that help your strategy hold up

Here’s how we help consultants support clients from plan design through day-to-day service.

Health Plan Administration

Give clients a steady, dependable foundation for their health plan. Responsive support and clear ownership help you reduce administrative friction, protect client confidence, and spend less time chasing answers.

Care Management

Bring clients a more proactive way to improve outcomes and manage avoidable costs. We help turn health-plan needs into timely member support, giving you a stronger story to share in performance reviews and renewal conversations.

Integrated Solutions

Build a benefits strategy around what each client actually needs, not a predetermined package. Pinnacle helps connect the right solutions into a coordinated experience, so you can offer flexibility without creating unnecessary complexity.

Legal & Compliance

Help clients navigate changing requirements without having to become compliance experts themselves. Our practical guidance gives you another layer of support when important questions arise, strengthening your role as a trusted and well-prepared advisor.

Employer & Member Experience

Service issues can quickly become broker issues. Pinnacle helps create a smoother experience for employers and members through responsive support and clear communication, protecting the relationship you worked hard to build.

Analytics & Insights

Move client conversations beyond reporting what already happened. We turn plan data into clear, actionable insights that help you identify opportunities, recommend next steps, and lead more strategic conversations throughout the year.

Pharmacy Benefits Management

Make pharmacy strategy a clearer part of the client’s overall benefits plan with OrionRx. Greater transparency, clinical guidance, and connected insights help you identify savings opportunities, support smarter decisions, and demonstrate value beyond renewal season.

Network partners

Benefits consultants need to know quickly whether a TPA can support the network strategy in front of them. We work with established network partners and can help evaluate options based on geography, access, workforce needs, disruption risk, and cost-control goals.

OrionRx

Pharmacy is one of the biggest cost and member-experience levers in a health plan. With OrionRx, consultants can bring clients a pharmacy strategy that connects more closely to administration, reporting, clinical support, and member service.

What that means for clients

  • Pharmacy and medical benefits can be coordinated under one roof
  • Integrated plan administration can reduce data gaps and handoffs
  • Dedicated pharmacy teams provide clinical support and guidance
  • Real-time pharmacy insights help support smarter plan decisions
  • Employers receive responsive plan management and proactive service
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Integration partners without the point-solution maze

Point solutions can add value, but only when they fit the plan and members actually use them. We help consultants evaluate and coordinate partner solutions so the client gets flexibility without sending employees into a maze of disconnected apps, vendors, and handoffs.

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Analytics that help you lead the next conversation

Good reporting should do more than recap what already happened. We help consultants and employers use plan data to understand cost drivers, spot trends, measure savings, and decide what to change before renewal season becomes a fire drill.

Report library

A centralized portal gives 24/7 access to standard reports with user-specific security controls.

On-demand reporting

Access essential operational data, including census reports, paid claims summaries, plan cost summaries, and check register reports.

Springbuk health intelligence

Benchmark reporting, predictive modeling, and population health analytics help track risk, cost, and opportunities over time.

Custom reporting

Our internal analytics team develops tailored reports to answer specific goals, client questions, and complex plan scenarios.

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A standard you can stand behind

When you recommend a health plan partner, the day-to-day experience matters as much as the strategy. Pinnacle Excellence shows how our teams, service standards, and connected capabilities work together to support smooth implementation, reliable plan performance, and a better experience for your clients and their members.

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FAQs

Finding the right health plan for your employees can be daunting. Here are a few common questions we get about our services, and answers on how we can meet your needs.

Case studies

Reach out

Our dedicated benefits consultant representatives are happy to talk about how we can work with you to meet your client’s needs.

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